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Connie J. Casella's avatar

I know what you are talking about, Dawn. I had to go on Medicaid after I gave birth to my son back in 1975. I had no insurance and my ex and I were divorced. I was on Medicaid until my son turned 12. (I was taking care of my elderly, sickly mother until she died.) But I had gotten healthcare for him until he graduated. I found jobs but without health insurance and I couldn't see doctors or get tests for anything. One doctor told me to get insurance so he could have a test done. So, I asked my employer to get me insurance and he practically took my whole paycheck every week for insurance! But if it wasn't for the overtime, I'd have no paycheck. But after surgeries and the one surgery I developed a huge hernia, I quit work! And my doctor told me to apply for disability. I did and after 6 months, I got my SS disability check with past months payments. I was taken off of disability when I turned 65 and put on regular SS. I was receiving Medicaid back then until now. I received a letter claiming I am over the limit and I have other income! I have no idea what other income I am supposedly have! I only have SS and I am either below the limit or at the limit! But I will appeal! And I just receive my first bill from a doctor for almost $200! So, you can see where this is going! Back to the past without healthcare!

Jackie Ambrow's avatar

There is a loophole in the ACA (Obamacare) that everyone with dynamic disabilities should know. If you can write on Substack and gain paid subscribers, guess what? You’re a business owner. Then you already have a foot in the door for an affordable Silver ACA plan with Cost Sharing Reductions.

Don’t believe me? I am not an insurance agent. I am an applied anthropologist, certified hypnotherapist, business advisor and business owner with 34 years of self-employment.

Go read what I discovered about the special treatment self-employed people get as business owners under the ACA. If you have questions, please DM me.

The article is from my publication Field Notes from the Dig, June 3, 2026, entitled, Excavation: When the System Says You Don't Qualify https://jackieambrow.substack.com/p/when-the-system-says-you-dont-qualify?r=6jaztx

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