There is a loophole in the ACA (Obamacare) that everyone with dynamic disabilities should know. If you can write on Substack and gain paid subscribers, guess what? You’re a business owner. Then you already have a foot in the door for an affordable Silver ACA plan with Cost Sharing Reductions.
Don’t believe me? I am not an insurance agent. I am an applied anthropologist, certified hypnotherapist, business advisor and business owner with 34 years of self-employment.
Go read what I discovered about the special treatment self-employed people get as business owners under the ACA. If you have questions, please DM me.
This is not the country I’ve loved all my life! Gone is the compassion, unity, love and respect that our country was once known for all over the world.
Gone is the feeling of safety when I go to bed. I don’t know what crazy thing I’m going to wake up to and find out what that rancid poopypants is doing today.
This country is sick. And it’s not going get better until we take our country back!
I know what you are talking about, Dawn. I had to go on Medicaid after I gave birth to my son back in 1975. I had no insurance and my ex and I were divorced. I was on Medicaid until my son turned 12. (I was taking care of my elderly, sickly mother until she died.) But I had gotten healthcare for him until he graduated. I found jobs but without health insurance and I couldn't see doctors or get tests for anything. One doctor told me to get insurance so he could have a test done. So, I asked my employer to get me insurance and he practically took my whole paycheck every week for insurance! But if it wasn't for the overtime, I'd have no paycheck. But after surgeries and the one surgery I developed a huge hernia, I quit work! And my doctor told me to apply for disability. I did and after 6 months, I got my SS disability check with past months payments. I was taken off of disability when I turned 65 and put on regular SS. I was receiving Medicaid back then until now. I received a letter claiming I am over the limit and I have other income! I have no idea what other income I am supposedly have! I only have SS and I am either below the limit or at the limit! But I will appeal! And I just receive my first bill from a doctor for almost $200! So, you can see where this is going! Back to the past without healthcare!
I imagine that a number of people will find your article while they are in a similar situation as yours when you were younger. I hope my comment reaches them.
Dr. Ed Weir on YouTube has great videos on dealing with SS and Medicare/ Medicaid. He does live Q&As too. He ran one of the largest SS offices in the country, is a Marine Corps veteran, and is empowering people to get all the benefits they deserve. If I were you, I’d send him my story and ask his advice. He probably can help you.
I'm okay now. This post was about my younger years when I struggled to work and survive. Since then I've had two heart transplants and definitely qualify for disability benefits.
It is terrifying, and it's exactly what the government wants. If they can strip healthcare away from the most vulnerable, they can reduce the "excess" population. I have no doubt that's part of the motivation.
There is a loophole in the ACA (Obamacare) that everyone with dynamic disabilities should know. If you can write on Substack and gain paid subscribers, guess what? You’re a business owner. Then you already have a foot in the door for an affordable Silver ACA plan with Cost Sharing Reductions.
Don’t believe me? I am not an insurance agent. I am an applied anthropologist, certified hypnotherapist, business advisor and business owner with 34 years of self-employment.
Go read what I discovered about the special treatment self-employed people get as business owners under the ACA. If you have questions, please DM me.
The article is from my publication Field Notes from the Dig, June 3, 2026, entitled, Excavation: When the System Says You Don't Qualify https://jackieambrow.substack.com/p/when-the-system-says-you-dont-qualify?r=6jaztx
Subminimum wage? HOW DARE THEY!
This is not the country I’ve loved all my life! Gone is the compassion, unity, love and respect that our country was once known for all over the world.
Gone is the feeling of safety when I go to bed. I don’t know what crazy thing I’m going to wake up to and find out what that rancid poopypants is doing today.
This country is sick. And it’s not going get better until we take our country back!
I know what you are talking about, Dawn. I had to go on Medicaid after I gave birth to my son back in 1975. I had no insurance and my ex and I were divorced. I was on Medicaid until my son turned 12. (I was taking care of my elderly, sickly mother until she died.) But I had gotten healthcare for him until he graduated. I found jobs but without health insurance and I couldn't see doctors or get tests for anything. One doctor told me to get insurance so he could have a test done. So, I asked my employer to get me insurance and he practically took my whole paycheck every week for insurance! But if it wasn't for the overtime, I'd have no paycheck. But after surgeries and the one surgery I developed a huge hernia, I quit work! And my doctor told me to apply for disability. I did and after 6 months, I got my SS disability check with past months payments. I was taken off of disability when I turned 65 and put on regular SS. I was receiving Medicaid back then until now. I received a letter claiming I am over the limit and I have other income! I have no idea what other income I am supposedly have! I only have SS and I am either below the limit or at the limit! But I will appeal! And I just receive my first bill from a doctor for almost $200! So, you can see where this is going! Back to the past without healthcare!
I’m very happy you’re okay now!
I imagine that a number of people will find your article while they are in a similar situation as yours when you were younger. I hope my comment reaches them.
Dr. Ed Weir on YouTube has great videos on dealing with SS and Medicare/ Medicaid. He does live Q&As too. He ran one of the largest SS offices in the country, is a Marine Corps veteran, and is empowering people to get all the benefits they deserve. If I were you, I’d send him my story and ask his advice. He probably can help you.
I'm okay now. This post was about my younger years when I struggled to work and survive. Since then I've had two heart transplants and definitely qualify for disability benefits.
It is terrifying, and it's exactly what the government wants. If they can strip healthcare away from the most vulnerable, they can reduce the "excess" population. I have no doubt that's part of the motivation.